Timeshare owners may redeem rewards toward Westgate mortgage payments (the card issuer also advertises the ability to earn rewards on mortgage payments using the card), on Westgate Resort vacations, at Westgate Resort restaurants and with other Westgate retail vendors. The Imprint app also allows cardholders to use the card instantly without waiting for a physical copy to arrive. Westgate Resorts, the self-proclaimed largest privately held timeshare company in the world, indicates potential cardholders can apply for the card in the Imprint app with no impact to credit score. Though the card doesn’t charge an annual fee and does offer a welcome bonus-offering cardholders the ability to earn 50,000 points, which can be redeemed for $50 back on future purchases at Westgate Resorts, after making three purchases within the first 180 days-the card’s lack of additional benefits means it won’t offer much value beyond its reward structure.
The card earns 3% rewards on Westgate Rewards purchases and 1% rewards everywhere else, which won’t compete well with the value offered by the best travel rewards cards on the market. The World of Westgate Mastercard® *, issued by First Electronic Bank, offers timeshare owners and resort guests the opportunity to earn reward points eligible for redemption only at Westgate Resorts.
